These Arnold Scott Harris, P.C. Text-to-Pay Recurring Text Message Program Terms and Conditions (“Terms and Conditions”) and Arnold Scott Harris, P.C. Privacy Policy, available on the Privacy Page, govern the Program (as defined below).
Program Description:
Arnold Scott Harris, P.C., (which includes for the purpose of these Terms and Conditions its agents and service providers and may be referred to as “Arnold Scott Harris, P.C.” or “ASH”) provides periodic text message updates and requests to consumers related to debts being collected by ASH that consumers may presently owe or may owe in the future (the “Program”). By opting in and/or providing your phone number to ASH or its clients in connection with an existing debt, you agree to receive periodic text messages. Messages are sent on a recurring basis and message frequency may vary.
How to Opt-Out:
You may reply STOP to any text we send you to opt-out. Once you opt-out, we will cease sending you text messages unless you opt-in again. Opting out of text messages will not opt you out of other text messages you may have elected or will elect to receive from us through a different telephone number. You may also opt-out by texting QUIT, END, CANCEL, or UNSUBSCRIBE.
Settings Reminder
This is a friendly reminder that ASH does not dictate how text messages display on your phone or device, as those are elected by the user in the hardware settings and selections. If your texts are set up to display on your phone’s lock screen or through banners or similar alerts, you can choose to disable this through your device.
Support/Help:
In case of questions, call 312-759-5400. You may also reply HELP to any text we send you to receive a text message with our name and a telephone number to which you may direct questions.
Supported Carriers:
Not all carriers may support our text message program.
Delivery:
We do not guarantee that you will receive any text messages under the Program. Circumstances beyond our control, including network issues, may result in your not receiving our text message. ASH is not liable for delayed or undelivered text messages.
Eligibility:
The Program is intended for use by U.S. residents who are at least 18 years of age.
Changes to Terms and Conditions:
We may revise, modify, or amend these Terms and Conditions at any time. Any such revision, modification, or amendment shall take effect when it is posted on our website. You agree to review these Terms and Conditions periodically to ensure that you are aware of any changes.
Program Termination:
Arnold Scott Harris, P.C. reserves the right to modify or discontinue, temporarily or permanently, all or any part of the Program, with or without notice.
Message and data rates may apply:
Message and data rates may apply.
Fair Debt Collection Practices Act:
This is an attempt to collect a debt. Any information obtained will be used for that purpose. This is a communication from a debt collector. Arnold Scott Harris, P.C. is a collection agency.
If you have any questions or would like to talk with a live collection specialist, please call 312-759-5400.
If you wish to communicate with us by mail, please send correspondence to:
Arnold Scott Harris, P.C.
Attention: Consumer Assistance
111 W. Jackson Blvd
Suite 600
Chicago, IL 60604-3517
Learn more about your rights under federal law. For instance, you have the right to stop or limit how we contact you. Go to www.consumerfinance.gov.
Office Hours: Monday-Friday 7:00am to 7:00pm CST, except Holidays.
Making a payment does not overshadow a consumer's right to dispute the debt or to request the name and address of the original creditor as described in our initial notice.
We are required under state and federal law to notify consumers of the following rights. This list does not contain a complete list of the rights consumers have under state and federal law.
Wisconsin Residents
This collection agency is licensed by the Division of Banking in the Wisconsin Department of Financial Institutions, www.dfi.wi.gov.
Electronic Payment Authorization:
By (1) calling Arnold Scott Harris, P.C. at 312-759-5400 or taking a call from us; (2) specifying the amounts and dates of payments you would like to make; (3) identifying the deposit account you which to use for making payments; and (4) electronically signing this Authorization, you authorize us to initiate payments from your account in the amounts and on the dates that you specify. You also authorize us to resubmit any unsuccessful payment or correct any erroneous payment. You understand that your bank may charge a fee for any unsuccessful payment and that we have no liability for any such fee. You may cancel this Authorization by calling us at 312-759-5400 or writing us at least three business days before you wish the cancelation to be effective. This Authorization in no way limits any right you may have under federal law to stop payment of a preauthorized electronic fund transfer by contacting your financial institution.